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Understanding Tax Deductions vs. Tax Credits

Oct 30, 2024

Tax lingo can be quite confusing. It may even feel like you are learning a new language. Two terms you’ll hear a lot are “tax deductions” and “tax credits.” But what’s the difference, and how can each help you save money?

In my latest YouTube video, we break down everything you need to know about tax deductions vs. tax credits. Understanding the difference is key to maximizing your tax savings as a small business owner.

Here’s a quick overview:

1. Tax Deductions lower your taxable income by reducing the total amount of income you’re taxed on. Deductions can include business-related expenses like camera equipment, software, travel, and education. By lowering your taxable income, deductions indirectly reduce the taxes you owe.

2. Tax Credits, on the other hand, directly reduce your tax bill dollar-for-dollar. Credits can have a big impact on what you owe, potentially even resulting in a refund if they’re refundable credits.

For photographers, understanding both can make a huge difference in your tax savings. Check out the full video to learn how each works, and to get tips on tracking your expenses for maximum savings. 

XOXO – Heather

https://youtu.be/sqcLciWFh0I

Few things make me more excited than getting the chance to help another photographer prepare for an easier tax season. So, don’t forget to snag the  15 Business Tax Category Breakdowns.

fifteen business tax category breakdowns

Let’s Prep for Tax Season – Together

Keep more of what you make inside of your business with these 5 key deductions for photographers. I’m sharing all inside of my free class — Maximizing Your Tax Deductions as a Photographer!

Make tracking your numbers easy with my Tax Prep Spreadsheet and ensure that tax season is a breeze.

Transform your passion into a thriving business and unlock success for your photography business with my free guide to setting goals for the first year of your photography business.

Mastering your business taxes starts with understanding the different tax categories. Grab my free tax category guide to take the first step towards stress-free taxes today.

Want taxes to suck less? Learn how to correctly prepare your taxes for your accountant with the Photographer Tax Course – and say hello to a confident and calm tax season!

Don’t know what you don’t know? You’re just 90 minutes from a custom tax prep system with my 1:1 Tax Prep Mentoring sessions!

XOXO ~ Heather Marie

Other Recent Blog Posts for Photographers:

Home Office Deduction Criteria

Understanding Tax Brackets

Photographers

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Photographer, go-getter, and ice cream lover
Based in Lancaster, Pennsylvania

@heather.marie.leicy

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