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Understanding the Three Different Income Taxes

Jun 26, 2024

We were about halfway on our trip down south for vacation when we stopped for gas. Things were going great. Adalynn was doing amazing, and she was just starting to get hungry.

Things were lining up better than we could have hoped for.

✅ Joel filled up the truck. 

✅ We ate breakfast on the tailgate. 

✅ Adalynn stretched her legs a bit. 

Then it was time to get back in the truck to finish our second half of the trip.

Or so we thought…

Joel turned the key and nothing happened. He gave me a confused look and tried again. Again, nothing happened. I heard the words, “Oh no!” under his breath, and I started to panic.

My family had already passed us, so we would have to make someone turn around if we couldn’t get it to start.

Thankfully, after a little sweet talking, the truck turned on. We thought we were in the clear.

Until we had to a stop at the entrance of the gas station to pull out. Right as we came to a stop, the truck shut off again. Joel turned the key, and it started up but immediately shut off when he put it in drive.

I know nothing about cars, but I knew this wasn’t good. Joel was even perplexed. 

I thought for sure we were going to be stuck.

Luckily, no one was behind us waiting to pull out, so we didn’t have that pressure on top of it, too.

We gave a little more loving and said a few prayers and after a few tries the truck started up, and we hit the road. We were still very on edge, wondering if we were truly in the clear.

The whole rest of the trip we tried to drag out any time we had to slow down just so we didn’t have to come to a stop. We didn’t know if that would be the time it left us stranded. When we didn’t have to stop, everything went silent, and we both held our breath until we started moving again.

It was quite the stressful ride.

But we made it the rest of the way with no issues. And the drive home was issue-free, too. Joel even went to a garage to get it checked and no red flags popped up.

We may never know what happened at that gas station, but it got me thinking about the complexities of taxes. Just like our car trouble, navigating the world of income taxes can leave you feeling stuck and frustrated, especially when you’re trying to understand the differences between federal, state, and local taxes.

That’s why I’m thrilled to announce that my latest YouTube video just went live, and it’s all about understanding the three different income taxes for photographers: federal, state, and local. In this video, I break down:

1. Federal Income Tax: What it is, how it works, and what you need to know as a small business owner.

2. State Income Tax: The variations from state-to-state and how to stay compliant.

3. Local Income Tax: Why it exists, how it affects your business, and how to calculate it.

Just like our truck troubles, I know the world of taxes can feel unpredictable and challenging. But with the right guidance, you can navigate these bumps smoothly and reach your destination without further hassle. I’ve packed this video with useful information to help you understand and manage your tax responsibilities confidently.

Check out the new video here.

XOXO ~ Heather Marie

I’d love to hear your thoughts. If you have any questions, feel free to drop them in the comments section of the video. 

Let’s make this tax season a breeze together!

*Don’t forget to grab the freebie mentioned in the video, 15 Business Tax Catetgory Breakdowns Guide, so you can feel confident about your tax deductions.

Click HERE to grab your copy.

More Tax Tips for Photographers:

Sales Tax as a Photographer

What are Estimated Taxes?


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Photographer, go-getter, and ice cream lover
Based in Lancaster, Pennsylvania